ZIP 46517 Property Distress & Foreclosure Data

DLRadar grades ZIP 46517 (Elkhart County, Indiana) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). On the structural side it scores 41/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (41/100), institutional ownership (15/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.2% year on year, and 17% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $53,263, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 35/100. 17.1% of residents fall below the poverty threshold. Around 47% of renters are cost-burdened. About 25,438 people live here, median age 35. Home values center near $177,200, an affordability ratio of 3.2× — accessible. Educational attainment sits at 15% bachelor's-or-above. The vacancy rate is 13.2% — elevated. The ZIP holds roughly 10,007 housing units. Owners hold 61% of homes, renters 39%.

Net-net, 46517 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.