ZIP 46517 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46517 (Elkhart County, Indiana) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). Latent structural risk is 56/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (72/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The market reads peak — home values rose 5.0% year on year, and 17% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $53,263, median income runs below typical U.S. levels. On demographic stress specifically, 46517 scores 35/100. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 47% of tenant households. About 25,438 people live here, median age 35. The typical home is worth about $177,200 (3.2× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. There are about 10,007 housing units across 46517. 61% of housing is owner-occupied.

On the whole, 46517 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 46517 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 46517 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Elkhart County, Indiana and the nation. Sparse data for 46517 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 46517 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 46517 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.