ZIP 49112 Property Distress & Foreclosure Data

In Cass County, Michigan, ZIP 49112 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (57/100), structural risk (46/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). On the structural side it scores 46/100, with 3/100 of stress already active.

The market reads peak — home values rose 3.4% year on year, and 16% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

81% of housing is owner-occupied. About 10,436 people live here, median age 42. The poverty rate is 16.3% — high, a tax-stress and distress correlate. Around 56% of renters are cost-burdened. At $61,941, median income runs below typical U.S. levels. The ZIP holds roughly 4,744 housing units. The demographic-stress sub-score lands at 34/100. The typical home is worth about $248,800 (3.7× income, relatively affordable). Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 9.8%.

Net-net, 49112 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.