ZIP 49112 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49112 (Cass County, Michigan) lands at 20/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (61/100), structural risk (47/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). Structural exposure scores 47 and live distress 3 on the 0–100 scale.

The expansion-phase market in 49112 posted values that rose 6.1% over the year, and 16% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 81% owner-occupied to 19% rented. 10,436 residents call 49112 home, typically aged 42. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 56% of tenant households. Households earn a median $61,941 — below the roughly $78,000 national figure. There are about 4,744 housing units across 49112. DLRadar's demographic-stress index for the area reads 34/100. A median home runs $248,800 here, or 3.7 times local income. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 9.8%.

Net-net, 49112 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 49112 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 49112 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Cass County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 49112 shows blanks, not estimates, wherever the record is sparse.

49112's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49112 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.