ZIP 49102 Property Distress & Foreclosure Data

ZIP code 49102 in Berrien County, Michigan carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 37/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (45/100), structural risk (37/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (80/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 45% higher over three years, at 55/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $262,400 here, or 4.1 times local income. The tenure split is 91% owner-occupied to 9% rented. 1,575 residents call 49102 home, typically aged 57. On demographic stress specifically, 49102 scores 32/100. Households earn a median $61,167 — below the roughly $78,000 national figure. Vacancy runs 6.5%. Rent burden reaches 49% of tenant households. About 20% have a four-year degree. There are about 740 housing units across 49102. Roughly 9.5% live below the poverty line.

Overall, 49102 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.