ZIP 49107 Property Distress & Foreclosure Data

ZIP code 49107 in Berrien County, Michigan carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (45/100), structural risk (36/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (82/100)). The latent-versus-live split is 36/100 structural and 1/100 already moving.

The peak-phase market in 49107 posted values that rose 4.6% over the year, and 8% higher over three years (phase confidence 56/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $65,118, below the U.S. median near $78,000. Owners hold 79% of homes, renters 21%. Home values center near $189,500, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 26/100. 5.9% of residents fall below the poverty threshold. The ZIP holds roughly 5,077 housing units. Around 33% of renters are cost-burdened. Population is roughly 10,351 with a median age of 44. Educational attainment sits at 21% bachelor's-or-above. The vacancy rate is 16.8% — elevated.

On the whole, 49107 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.