ZIP 49107 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49107 (Berrien County, Michigan) at a low 21/100 for overall property distress. Leading the profile are construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (82/100)). The split runs 47/100 structural to 1/100 active on the ground.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 8% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $65,118, below the U.S. median near $78,000. The tenure split is 79% owner-occupied to 21% rented. A median home runs $189,500 here, or 2.7 times local income. On demographic stress specifically, 49107 scores 26/100. The poverty rate is 5.9% — low. The ZIP holds roughly 5,077 housing units. Rent burden reaches 33% of tenant households. 10,351 residents call 49107 home, typically aged 44. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 16.8% — elevated.

On the whole, 49107 leans distressed, with opportunity clustered in specific stressed parcels. While 49107 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 49107 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49107 can be compared directly against any other ZIP in Berrien County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 49107, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 for 49107 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 49107 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.