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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 49117 Foreclosure, Tax-Lien & Distress Report

Berrien County, Michigan · High Vacancy market

ZIP 49117's composite property-distress score is 21/100 - DLRadar classes that as low for Berrien County, Michigan. Environmental exposure also runs high (climate & FEMA risk (82/100)). Leading the profile are construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. The split runs 47/100 structural to 1/100 active on the ground.

The market reads expansion — home values rose 7.0% year on year, and 29% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 3,512 with a median age of 56. Households earn a median $75,268 — near the roughly $78,000 national figure. There are about 3,823 housing units across 49117. The demographic-stress sub-score lands at 42/100. The tenure split is 76% owner-occupied to 24% rented. About 46% have a four-year degree. Vacancy runs 52.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 13.2%. The typical home is worth about $488,000 (6.0× income). Rent burden reaches 58% of tenant households.

Net-net, 49117 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 49117 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 49117 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 for 49117 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49117 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
47/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 49117

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk82
49117 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 49117 by the numbers

49117 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Unlock parcel-level detail for ZIP 49117

Every distressed parcel in 49117 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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