ZIP 46371 Foreclosure, Tax-Lien & Distress Report

ZIP code 46371 in Laporte County, Indiana carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (79/100)). The latent-versus-live split is 32/100 structural and 1/100 already moving. What sets it apart are the readings on structural risk (32/100), construction/permit lag (31/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 46371 posted values that rose 5.5% over the year, and 22% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $95,154 — above the roughly $78,000 national figure. Roughly 8.1% live below the poverty line. The tenure split is 84% owner-occupied to 16% rented. Around 75% of renters are cost-burdened. The vacancy rate is 12.4% — elevated. About 27% have a four-year degree. A median home runs $256,000 here, or 2.6 times local income. Population is roughly 3,490 with a median age of 47. On demographic stress specifically, 46371 scores 31/100. The ZIP holds roughly 1,480 housing units.

On the whole, 46371 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.