ZIP 46390 Foreclosure, Tax-Lien & Distress Report

ZIP 46390's composite property-distress score is 24/100 - DLRadar classes that as low for Laporte County, Indiana. Latent structural risk is 51/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), FEMA disaster exposure (71/100). The pressure is most legible in structural risk (51/100), construction/permit lag (50/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (4/100).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 20% higher over three years, at 52/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 7.5%. Owners hold 89% of homes, renters 11%. Roughly 13.8% live below the poverty line. The demographic-stress sub-score lands at 26/100. Home values center near $228,000, an affordability ratio of 2.8× — accessible. Educational attainment sits at 20% bachelor's-or-above. 2,965 residents call 46390 home, typically aged 39. At $79,219, median income runs near typical U.S. levels. The ZIP holds roughly 1,166 housing units. Around 29% of renters are cost-burdened.

On balance, 46390 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 46390 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 46390 stays directly comparable to neighboring ZIPs and the rest of Laporte County, Indiana. The score is rebuilt from public data as it updates, so 46390 reflects the current record instead of a stale or modeled snapshot.

46390's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 46390 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.