ZIP 46382 Property Distress & Foreclosure Data

DLRadar grades ZIP 46382 (Laporte County, Indiana) at a low 15/100 for overall property distress. Property-level stress concentrates in structural risk (32/100), construction/permit lag (31/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 32/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 31% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 20/100. 2.8% of residents fall below the poverty threshold. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 786 housing units. About 1,833 people live here, median age 54. Median household income is $95,278, above the U.S. median near $78,000. Owners hold 100% of homes, renters 0%. The vacancy rate is 9.9%. Home values center near $214,400, an affordability ratio of 2.0× — accessible.

Overall 46382 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.