ZIP 46391 Foreclosure, Tax-Lien & Distress Report

Laporte County, Indiana's ZIP 46391 registers 26/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (47/100), institutional ownership (45/100). By contrast, mortgage stress (4/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (80/100), FEMA disaster exposure (75/100). Structural risk reads 55/100 against active distress of 1/100.

The expansion-phase market in 46391 posted values that rose 6.1% over the year, and 14% higher over three years, at 44/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 9.3% live below the poverty line. Rent burden reaches 16% of tenant households. Households earn a median $86,955 — near the roughly $78,000 national figure. The typical home is worth about $253,500 (2.9× income, relatively affordable). Educational attainment sits at 14% bachelor's-or-above. Population is roughly 8,555 with a median age of 39. On demographic stress specifically, 46391 scores 25/100. There are about 2,480 housing units across 46391. Vacancy runs 6.8%. 83% of housing is owner-occupied.

Net-net, 46391 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 46391 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 46391's 26/100 can be lined up against any neighbor in Laporte County, Indiana or any ZIP coast to coast. 46391 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 46391 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 46391 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.