ZIP 46304 Foreclosure, Tax-Lien & Distress Report
Porter County, Indiana · Distress market
ZIP 46304's composite property-distress score is 30/100 - DLRadar classes that as moderate for Porter County, Indiana. Its standout signals are structural risk (66/100), construction/permit lag (57/100), institutional ownership (52/100). On the quiet end sit mortgage stress (6/100). Structural risk reads 66/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), FEMA disaster exposure (71/100).
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 12,117 housing units. The vacancy rate is 5.2%. At $88,551, median income runs above typical U.S. levels. Around 29% of renters are cost-burdened. Roughly 9.3% live below the poverty line. Educational attainment sits at 35% bachelor's-or-above. Population is roughly 27,402 with a median age of 40. The demographic-stress sub-score lands at 26/100. 76% of housing is owner-occupied. A median home runs $293,100 here, or 3.1 times local income.
Overall, 46304 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46304 at the moment; the composite and its components are still built from verifiable public records.
Whether 46304 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46304 can be compared directly against any other ZIP in Porter County, Indiana or nationwide. Where the public record is thin for 46304, the field stays empty rather than modeled, and fills in as new documents post.
46304's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 46304 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 46304
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 46304 Stress Report snapshot
A live read on 46304: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Porter County ZIP codes
Related reports across Porter County, Indiana
Other reports tied to Porter County, Indiana — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 46304
Every distressed parcel in 46304 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology