ZIP 46302 Foreclosure, Tax-Lien & Distress Report

In Porter County, Indiana, ZIP 46302 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (63/100), institutional ownership (54/100), construction/permit lag (43/100). By contrast, mortgage stress (6/100) register low. The split runs 63/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (84/100), FEMA disaster exposure (77/100).

The market reads peak — home values rose 4.3% year on year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 42% have a four-year degree. Home values center near $304,500. On demographic stress specifically, 46302 scores 57/100. Median household income is $66,000, below the U.S. median near $78,000. Owners hold 100% of homes, renters 0%. There are about 32 housing units across 46302. Population is roughly 36 with a median age of 67. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 46302 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 46302 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 46302 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 46302, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 46302 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 46302 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.