ZIP 46301 Foreclosure, Tax-Lien & Distress Report

In Porter County, Indiana, ZIP 46301 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 66/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (84/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (66/100), construction/permit lag (57/100), institutional ownership (52/100). On the quiet end sit mortgage stress (6/100).

The market reads peak — home values rose 4.3% year on year, and 19% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 597 with a median age of 66. Owners hold 98% of homes, renters 2%. A median home runs $606,900 here, or 4.9 times local income. Educational attainment sits at 72% bachelor's-or-above. Around 0% of renters are cost-burdened. Vacancy runs 38.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 547 housing units. DLRadar's demographic-stress index for the area reads 23/100. At $118,750, median income runs above typical U.S. levels. 5.2% of residents fall below the poverty threshold.

On the whole, 46301 leans distressed, with opportunity clustered in specific stressed parcels. While 46301 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 46301's 30/100 can be lined up against any neighbor in Porter County, Indiana or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 46301 shows blanks, not estimates, wherever the record is sparse.

The 30/100 figure for 46301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 46301 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.