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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 46350 Foreclosure, Tax-Lien & Distress Report

Laporte County, Indiana · Distress market

ZIP code 46350 in Laporte County, Indiana carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 51/100, against 1/100 of stress already in motion. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (50/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (79/100), FEMA disaster exposure (71/100)).

The market reads expansion — home values rose 7.0% year on year, and 22% higher over three years (phase confidence 53/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 45,152 people live here, median age 41. A median home runs $212,600 here, or 2.6 times local income. 77% of housing is owner-occupied. On demographic stress specifically, 46350 scores 27/100. There are about 19,600 housing units across 46350. 11.7% of residents fall below the poverty threshold. Vacancy runs 9.2%. Rent burden reaches 35% of tenant households. Educational attainment sits at 24% bachelor's-or-above. Median household income is $75,311, near the U.S. median near $78,000.

Overall, 46350 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46350 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 46350 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 46350, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 46350 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 46350 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
51/100
Structural risk
1/100
Distress activity

What is driving ZIP 46350’s distress

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk79
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

46350 at a glance

46350 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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