ZIP 46345 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46345 (Laporte County, Indiana) at a low 24/100 for overall property distress. Structural risk reads 51/100 against active distress of 0/100. Its standout signals are structural risk (51/100), construction/permit lag (50/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), FEMA disaster exposure (71/100).

The expansion-phase market in 46345 posted values that rose 7.0% over the year (phase confidence 53/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 5% bachelor's-or-above. The poverty rate is 3.9% — low. Owners hold 64% of homes, renters 36%. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $185,900. The ZIP holds roughly 43 housing units. The vacancy rate is 7.8%. Rent burden reaches 50% of tenant households. Population is roughly 76 with a median age of 68.

Overall 46345 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 46345 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46345 can be compared directly against any other ZIP in Laporte County, Indiana or nationwide. Sparse data for 46345 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 46345 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 46345 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.