ZIP 46346 Property Distress & Foreclosure Data

DLRadar grades ZIP 46346 (Laporte County, Indiana) at a low 15/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 32/100 structural and 1/100 already moving. Property-level stress concentrates in structural risk (32/100), construction/permit lag (31/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.5% year on year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 628 housing units. 18.2% of residents fall below the poverty threshold. Owners hold 59% of homes, renters 41%. Around 27% of renters are cost-burdened. The vacancy rate is 12.7% — elevated. Educational attainment sits at 8% bachelor's-or-above. Home values center near $120,500, an affordability ratio of 1.8× — accessible. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $55,938, below the U.S. median near $78,000. About 1,313 people live here, median age 36.

Net-net, 46346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.