ZIP 46365 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46365 (Laporte County, Indiana) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (79/100), FEMA disaster exposure (71/100)). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (50/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (4/100) stay muted. The split runs 51/100 structural to 1/100 active on the ground.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 22% higher over three years (phase confidence 53/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 0.0%. Home values center near $217,400, an affordability ratio of 2.1× — accessible. On demographic stress specifically, 46365 scores 17/100. Owners hold 78% of homes, renters 22%. Rent burden reaches 0% of tenant households. About 30% have a four-year degree. About 911 people live here, median age 37. There are about 335 housing units across 46365. Median household income is $86,500, near the U.S. median near $78,000. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas.

On balance, 46365 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 46365 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 46365's 24/100 can be lined up against any neighbor in Laporte County, Indiana or any ZIP coast to coast. 46365 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 46365 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 46365 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.