ZIP 49129 Foreclosure, Tax-Lien & Distress Report
Berrien County, Michigan · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 49129 in Berrien County, Michigan comes in at 23, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (82/100). Structural risk reads 52/100 against active distress of 1/100. Its standout signals are construction/permit lag (66/100), structural risk (52/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (4/100) register low.
Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 28% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $104,000, median income runs above typical U.S. levels. Rent burden reaches 53% of tenant households. Roughly 0.7% live below the poverty line, a low share typical of higher-equity areas. 93% of housing is owner-occupied. Around 70% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,153 housing units. DLRadar's demographic-stress index for the area reads 36/100. 615 residents call 49129 home, typically aged 61. Vacancy runs 72.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $654,200 (5.6× income).
Net-net, 49129 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 49129 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 49129 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 49129 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 49129 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 49129’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 49129 by the numbers
The live 49129 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Berrien County
Nearest ZIP codes to 49129
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Berrien County, Michigan
Additional distress intelligence spanning Berrien County, Michigan by ZIP, county and state.
The complete 49129 distress and acquisition report
Pull every distressed parcel in 49129 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology