ZIP 49116 Foreclosure, Tax-Lien & Distress Report

In Berrien County, Michigan, ZIP 49116 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) register low. On the structural side it scores 47/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (82/100)).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $123,289, above the U.S. median near $78,000. The ZIP holds roughly 367 housing units. Educational attainment sits at 22% bachelor's-or-above. Population is roughly 109 with a median age of 67. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 88% of homes, renters 12%. Vacancy runs 89.0%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 49116 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 49116 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 49116 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Berrien County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 49116 shows blanks, not estimates, wherever the record is sparse.

Each component behind 49116 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 49116 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.