ZIP 49119 Foreclosure, Tax-Lien & Distress Report

ZIP 49119's composite property-distress score is 21/100 - DLRadar classes that as low for Berrien County, Michigan. Climate and flood risk are elevated too — climate & FEMA risk (82/100). Property-level stress concentrates in construction/permit lag (75/100), structural risk (47/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. Structural risk reads 47/100 against active distress of 1/100.

The expansion-phase market in 49119 posted values that rose 7.0% over the year (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $137,500, an affordability ratio of 3.1× — accessible. 2.9% of residents fall below the poverty threshold. 108 residents call 49119 home, typically aged 50. At $54,554, median income runs below typical U.S. levels. Vacancy runs 0.0%. The ZIP holds roughly 67 housing units. Owners hold 68% of homes, renters 32%. Around 16% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100.

Overall, 49119 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 49119 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49119 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49119 can be compared directly against any other ZIP in Berrien County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49119 reflects the current record instead of a stale or modeled snapshot.

Behind 49119's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49119 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.