ZIP 49028 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49028 (Branch County, Michigan) at a minimal 14/100 for overall property distress. Structurally it carries 30/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (59/100), structural risk (30/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 14% bachelor's-or-above. 78% of housing is owner-occupied. Population is roughly 5,969 with a median age of 39. The ZIP holds roughly 2,779 housing units. 13.3% of residents fall below the poverty threshold. Home values center near $152,300, an affordability ratio of 2.1× — accessible. At $62,639, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 26/100. Around 28% of renters are cost-burdened. The vacancy rate is 17.1% — elevated.

On the whole, 49028 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 49028 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 49028 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Branch County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49028, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 for 49028 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 49028 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.