ZIP 46776 Foreclosure, Tax-Lien & Distress Report
Steuben County, Indiana · High Vacancy market
Scored on a fixed 0-100 scale, 46776 (Steuben County, Indiana) returns a minimal composite of 11/100. Property-level stress concentrates in construction/permit lag (50/100), structural risk (24/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. On the structural side it scores 24/100, with 2/100 of stress already active.
Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 35% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 82% of homes, renters 18%. The poverty rate is 7.9%. About 1,607 people live here, median age 45. The ZIP holds roughly 913 housing units. The typical home is worth about $208,700 (3.4× income, relatively affordable). The vacancy rate is 24.7% — elevated. About 12% have a four-year degree. Rent burden reaches 11% of tenant households. At $54,866, median income runs below typical U.S. levels. On demographic stress specifically, 46776 scores 27/100.
On the whole, 46776 leans distressed, with opportunity clustered in specific stressed parcels. While 46776 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 46776 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46776 can be compared directly against any other ZIP in Steuben County, Indiana or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 46776 shows blanks, not estimates, wherever the record is sparse.
Behind 46776's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 46776 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 46776 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 46776 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Steuben County ZIPs near 46776
Nearest ZIP codes to 46776
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Steuben County, Indiana
Additional distress intelligence spanning Steuben County, Indiana by ZIP, county and state.
Open the complete 46776 acquisition file
Every distressed parcel in 46776 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology