ZIP 46776 Property Distress & Foreclosure Data

Steuben County, Indiana's ZIP 46776 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (32/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural exposure scores 32 and live distress 2 on the 0–100 scale.

The peak-phase market in 46776 posted values that rose 4.8% over the year, and 35% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 82% owner-occupied to 18% rented. Roughly 7.9% live below the poverty line. Population is roughly 1,607 with a median age of 45. There are about 913 housing units across 46776. A median home runs $208,700 here, or 3.4 times local income. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. About 12% have a four-year degree. Rent burden reaches 11% of tenant households. Households earn a median $54,866 — below the roughly $78,000 national figure. On demographic stress specifically, 46776 scores 27/100.

On the whole, 46776 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.