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ZIP 46703 Foreclosure, Tax-Lien & Distress Report

Steuben County, Indiana · High Vacancy market

ZIP code 46703 in Steuben County, Indiana carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (71/100), structural risk (28/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural exposure scores 28 and live distress 2 on the 0–100 scale.

The peak-phase market in 46703 posted values that rose 4.3% over the year, and 25% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 18,907 people live here, median age 41. The ZIP holds roughly 9,469 housing units. Vacancy runs 25.1%, above the national norm and a classic distress-and-opportunity signal. Around 26% of renters are cost-burdened. 10.8% of residents fall below the poverty threshold. Around 29% of adults hold a bachelor's degree or higher. Home values center near $231,300, an affordability ratio of 3.2× — accessible. On demographic stress specifically, 46703 scores 28/100. The tenure split is 73% owner-occupied to 27% rented. Households earn a median $69,940 — near the roughly $78,000 national figure.

On the whole, 46703 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 46703 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 46703's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 46703 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 12/100 for 46703 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 46703 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

12/100
Composite stress
28/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 46703

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk31
9 further distress layers are graded for 46703

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 46703 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Steuben County

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The complete 46703 distress and acquisition report

Every distressed parcel in 46703 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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