ZIP 46742 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 46742 in Steuben County, Indiana comes in at 13, a minimal composite-distress reading. Latent structural risk is 31/100 while live distress already moving reads 2/100. What sets it apart are the readings on construction/permit lag (63/100), structural risk (31/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (7/100) stay muted.

The peak-phase market in 46742 posted values that rose 4.3% over the year, and 32% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 34.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. At $77,037, median income runs near typical U.S. levels. Rent burden reaches 30% of tenant households. 80% of housing is owner-occupied. There are about 2,082 housing units across 46742. A median home runs $250,500 here, or 3.3 times local income. The demographic-stress sub-score lands at 29/100. Around 22% of adults hold a bachelor's degree or higher. About 3,126 people live here, median age 48.

On the whole, 46742 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 46742 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 46742's 13/100 can be lined up against any neighbor in Steuben County, Indiana or any ZIP coast to coast. 46742 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 figure for 46742 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 46742 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.