ZIP 46742 Foreclosure, Tax-Lien & Distress Report
Steuben County, Indiana · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 46742 in Steuben County, Indiana comes in at 12, a minimal composite-distress reading. Latent structural risk is 28/100 while live distress already moving reads 2/100. What sets it apart are the readings on construction/permit lag (54/100), structural risk (28/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (7/100) stay muted.
The peak-phase market in 46742 posted values that rose 4.3% over the year, and 32% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 34.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. At $77,037, median income runs near typical U.S. levels. Rent burden reaches 30% of tenant households. 80% of housing is owner-occupied. There are about 2,082 housing units across 46742. A median home runs $250,500 here, or 3.3 times local income. The demographic-stress sub-score lands at 29/100. Around 22% of adults hold a bachelor's degree or higher. About 3,126 people live here, median age 48.
On the whole, 46742 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 46742 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 46742's 12/100 can be lined up against any neighbor in Steuben County, Indiana or any ZIP coast to coast. 46742 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 12/100 figure for 46742 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 46742 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 46742 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 46742 by the numbers
The live 46742 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Steuben County
Nearest ZIP codes to 46742
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Keep going: ZIP, county and state distress coverage for Steuben County, Indiana.
Get the full acquisition report for 46742
See who owns each distressed property in 46742, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology