ZIP 46742 Property Distress & Foreclosure Data
DLRadar grades ZIP 46742 (Steuben County, Indiana) at a low 15/100 for overall property distress. The latent-versus-live split is 35/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (82/100), structural risk (35/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (7/100) register low.
The market reads peak — home values rose 4.4% year on year, and 32% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 34.0% — elevated. 6.1% of residents fall below the poverty threshold. Median household income is $77,037, near the U.S. median near $78,000. Around 30% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. The ZIP holds roughly 2,082 housing units. Home values center near $250,500, an affordability ratio of 3.3× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 22% bachelor's-or-above. About 3,126 people live here, median age 48.
Net-net, 46742 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 46742
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Steuben County
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Deterministic. Every signal traces to a public dataset · methodology