ZIP 46705 Foreclosure, Tax-Lien & Distress Report
Dekalb County, Indiana · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 46705 in Dekalb County, Indiana comes in at 15, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (35/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (7/100) register low. Structural exposure scores 35 and live distress 2 on the 0–100 scale.
The market reads peak — home values rose 4.3% year on year, and 9% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $159,700, an affordability ratio of 2.3× — accessible. Median household income is $62,232, below the U.S. median near $78,000. Population is roughly 1,988 with a median age of 37. 78% of housing is owner-occupied. The ZIP holds roughly 853 housing units. The vacancy rate is 13.1% — elevated. Educational attainment sits at 20% bachelor's-or-above. 17.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 28/100. Around 33% of renters are cost-burdened.
Net-net, 46705 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 46705 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 46705 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 46705 shows blanks, not estimates, wherever the record is sparse.
46705's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 46705 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 46705
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 46705 distress snapshot
A live read on 46705: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Dekalb County
Nearest ZIP codes to 46705
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Dekalb County, Indiana.
Unlock parcel-level detail for ZIP 46705
See who owns each distressed property in 46705, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology