ZIP 46785 Foreclosure, Tax-Lien & Distress Report
Dekalb County, Indiana · Affordable market
Dekalb County, Indiana's ZIP 46785 registers 17/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). Its heaviest discrete signals: construction/permit lag (60/100), structural risk (41/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Latent structural risk is 41/100 while live distress already moving reads 2/100.
The market reads peak — home values rose 4.3% year on year, and 58% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 86% owner-occupied to 14% rented. Median household income is $68,958, near the U.S. median near $78,000. The ZIP holds roughly 522 housing units. Vacancy runs 10.8%. 1,630 residents call 46785 home, typically aged 37. About 7% have a four-year degree. Rent burden reaches 39% of tenant households. On demographic stress specifically, 46785 scores 28/100. A median home runs $163,300 here, or 2.6 times local income. 5.3% of residents fall below the poverty threshold.
On balance 46785 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 46785 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 46785 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Dekalb County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 46785, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 17/100 for 46785 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46785 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 46785
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 46785 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 46785, drawn from the same report attached to each property.
More ZIPs across Dekalb County
Nearest ZIP codes to 46785
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 46785
More ZIP, county and state distress intelligence connected to Dekalb County, Indiana.
See every distressed parcel in 46785
See who owns each distressed property in 46785, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology