ZIP 46785 Foreclosure, Tax-Lien & Distress Report
Dekalb County, Indiana · Affordable market
Dekalb County, Indiana's ZIP 46785 registers 15/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). Its heaviest discrete signals: construction/permit lag (39/100), structural risk (36/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Latent structural risk is 36/100 while live distress already moving reads 2/100.
The market reads peak — home values rose 4.3% year on year, and 58% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 86% owner-occupied to 14% rented. Median household income is $68,958, near the U.S. median near $78,000. The ZIP holds roughly 522 housing units. Vacancy runs 10.8%. 1,630 residents call 46785 home, typically aged 37. About 7% have a four-year degree. Rent burden reaches 39% of tenant households. On demographic stress specifically, 46785 scores 28/100. A median home runs $163,300 here, or 2.6 times local income. 5.3% of residents fall below the poverty threshold.
On balance 46785 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 46785 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 46785 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Dekalb County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 46785, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 15/100 for 46785 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46785 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 46785
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 46785 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 46785, drawn from the same report attached to each property.
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See every distressed parcel in 46785
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Deterministic. Every signal traces to a public dataset · methodology