ZIP 46785 Property Distress & Foreclosure Data

Dekalb County, Indiana's ZIP 46785 registers 17/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (68/100)). The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (39/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural risk reads 39/100 against active distress of 2/100.

The peak-phase market in 46785 posted values that rose 4.4% over the year, and 58% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 86% owner-occupied to 14% rented. Households earn a median $68,958 — near the roughly $78,000 national figure. There are about 522 housing units across 46785. Vacancy runs 10.8%. Population is roughly 1,630 with a median age of 37. About 7% have a four-year degree. Rent burden reaches 39% of tenant households. On demographic stress specifically, 46785 scores 28/100. A median home runs $163,300 here, or 2.6 times local income. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas.

On balance 46785 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.