ZIP 46737 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46737 (Steuben County, Indiana) returns a minimal composite of 12/100. Latent structural risk is 28/100 while live distress already moving reads 2/100. Its heaviest discrete signals: construction/permit lag (71/100), structural risk (28/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.3% year on year, and 31% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 4,907 housing units across 46737. The tenure split is 89% owner-occupied to 11% rented. Around 25% of adults hold a bachelor's degree or higher. Home values center near $199,200, an affordability ratio of 2.6× — accessible. Rent burden reaches 44% of tenant households. On demographic stress specifically, 46737 scores 28/100. At $72,927, median income runs near typical U.S. levels. Vacancy runs 33.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. 7,076 residents call 46737 home, typically aged 49.

Net-net, 46737 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 46737 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 46737 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Steuben County, Indiana and the nation. Sparse data for 46737 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 46737's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46737 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.