ZIP 46737 Property Distress & Foreclosure Data

In Steuben County, Indiana, ZIP 46737 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 32/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (89/100), structural risk (32/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The peak-phase market in 46737 posted values that rose 4.4% over the year, and 31% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 4,907 housing units. The tenure split is 89% owner-occupied to 11% rented. About 25% have a four-year degree. A median home runs $199,200 here, or 2.6 times local income. Around 44% of renters are cost-burdened. On demographic stress specifically, 46737 scores 28/100. Households earn a median $72,927 — near the roughly $78,000 national figure. The vacancy rate is 33.8% — elevated. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 7,076 with a median age of 49.

On the whole, 46737 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.