ZIP 46746 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46746 (Lagrange County, Indiana) lands at 13/100 — minimal on DLRadar's public-record scoring. The split runs 27/100 structural to 1/100 active on the ground. Property-level stress concentrates in construction/permit lag (44/100), structural risk (27/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 26% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $78,250, median income runs near typical U.S. levels. The typical home is worth about $160,800 (2.0× income, relatively affordable). 0.8% of residents fall below the poverty threshold. Population is roughly 4,474 with a median age of 34. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. Around 18% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 20/100. The ZIP holds roughly 1,616 housing units. The tenure split is 73% owner-occupied to 27% rented.

Broadly, 46746 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 46746 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 46746 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46746 can be compared directly against any other ZIP in Lagrange County, Indiana or nationwide. The score is rebuilt from public data as it updates, so 46746 reflects the current record instead of a stale or modeled snapshot.

The 13/100 figure for 46746 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46746 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.