ZIP 49089 Foreclosure, Tax-Lien & Distress Report
Branch County, Michigan · Affordable market
In Branch County, Michigan, ZIP 49089 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (57/100), structural risk (41/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (5/100). The latent-versus-live split is 41/100 structural and 1/100 already moving.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 8% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 865 housing units. Roughly 16.2% live below the poverty line. 2,044 residents call 49089 home, typically aged 45. 86% of housing is owner-occupied. Vacancy runs 6.9%. The demographic-stress sub-score lands at 26/100. Educational attainment sits at 9% bachelor's-or-above. Rent burden reaches 29% of tenant households. The typical home is worth about $128,800 (2.0× income, relatively affordable). Households earn a median $61,900 — below the roughly $78,000 national figure.
On balance 49089 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 49089 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 49089 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Branch County, Michigan and the nation. Sparse data for 49089 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 49089 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49089 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 49089’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 49089 by the numbers
Current distress, phase, housing and lender-pressure figures for 49089, drawn from the same report attached to each property.
Branch County ZIPs near 49089
Nearest ZIP codes to 49089
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49089
More ZIP, county and state distress intelligence connected to Branch County, Michigan.
The complete 49089 distress and acquisition report
Pull every distressed parcel in 49089 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology