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ZIP 49288 Foreclosure, Tax-Lien & Distress Report

Hillsdale County, Michigan · Affordable market

Composite property distress in 49288 (Hillsdale County, Michigan) lands at 11/100 — minimal on DLRadar's public-record scoring. Structural risk reads 23/100 against active distress of 2/100. Leading the profile are structural risk (23/100), construction/permit lag (8/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 4.2% year on year, and 30% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 662 housing units across 49288. The demographic-stress sub-score lands at 28/100. 15.8% of residents fall below the poverty threshold. The vacancy rate is 11.6% — elevated. Around 25% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. The tenure split is 73% owner-occupied to 27% rented. A median home runs $147,500 here, or 2.4 times local income. At $55,903, median income runs below typical U.S. levels. 1,517 residents call 49288 home, typically aged 37.

Net-net, 49288 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 49288 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 49288's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 49288, the field stays empty rather than modeled, and fills in as new documents post.

The 11/100 for 49288 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 49288 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

11/100
Composite stress
23/100
Structural risk
2/100
Distress activity

What is driving ZIP 49288’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk51
Another 9 scored dimensions sit behind 49288

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 49288 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 49288, the same set carried on every parcel.

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Hillsdale County ZIPs near 49288

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