ZIP 49246 Foreclosure, Tax-Lien & Distress Report

ZIP 49246's composite property-distress score is 16/100 - DLRadar classes that as low for Jackson County, Michigan. The sharpest non-environmental signals are structural risk (35/100), construction/permit lag (26/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (5/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The latent-versus-live split is 35/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 48% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. Around 28% of adults hold a bachelor's degree or higher. Households earn a median $81,181 — near the roughly $78,000 national figure. Population is roughly 3,486 with a median age of 37. Roughly 8.6% live below the poverty line. On demographic stress specifically, 49246 scores 30/100. Rent burden reaches 62% of tenant households. The ZIP holds roughly 1,390 housing units. 91% of housing is owner-occupied. The typical home is worth about $254,100 (2.8× income, relatively affordable).

Net-net, 49246 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 49246 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 49246 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 49246, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 49246 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 49246 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.