ZIP 49240 Property Distress & Foreclosure Data

Composite property distress in 49240 (Jackson County, Michigan) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (32/100), institutional ownership (10/100), mortgage stress (5/100). mortgage stress (5/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). On the structural side it scores 32/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, 2.8% off the recent peak, and 23% higher over three years (phase confidence 50/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 33% have a four-year degree. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 49240 scores 20/100. Around 10% of renters are cost-burdened. The tenure split is 94% owner-occupied to 6% rented. The ZIP holds roughly 3,907 housing units. Households earn a median $95,307 — above the roughly $78,000 national figure. The vacancy rate is 7.1%. A median home runs $298,700 here, or 2.9 times local income. 9,206 residents call 49240 home, typically aged 46.

On balance, 49240 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
32/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49240

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Jackson County

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