ZIP 49261 Foreclosure, Tax-Lien & Distress Report

ZIP 49261's composite property-distress score is 16/100 - DLRadar classes that as low for Jackson County, Michigan. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The sharpest non-environmental signals are structural risk (36/100), construction/permit lag (26/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (5/100) stay muted. On the structural side it scores 36/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.8% year on year (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

243 residents call 49261 home, typically aged 28. The typical home is worth about $208,800 (2.5× income, relatively affordable). Vacancy runs 28.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 137 housing units. The poverty rate is 30.0% — high, a tax-stress and distress correlate. Around 100% of renters are cost-burdened. The tenure split is 64% owner-occupied to 36% rented. On demographic stress specifically, 49261 scores 44/100. Around 20% of adults hold a bachelor's degree or higher. Median household income is $89,063, above the U.S. median near $78,000.

Taken together, 49261 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49261 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 49261's 16/100 can be lined up against any neighbor in Jackson County, Michigan or any ZIP coast to coast. Sparse data for 49261 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 figure for 49261 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49261 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.