ZIP 49271 Foreclosure, Tax-Lien & Distress Report

Hillsdale County, Michigan's ZIP 49271 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (31/100), construction/permit lag (16/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). The latent-versus-live split is 31/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 12% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,060 housing units across 49271. 17.4% of residents fall below the poverty threshold. At $52,870, median income runs below typical U.S. levels. On demographic stress specifically, 49271 scores 26/100. Around 16% of adults hold a bachelor's degree or higher. The typical home is worth about $147,300 (2.7× income, relatively affordable). Around 20% of renters are cost-burdened. Owners hold 82% of homes, renters 18%. The vacancy rate is 11.3% — elevated. Population is roughly 2,354 with a median age of 40.

Net-net, 49271 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 49271 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 49271's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49271 reflects the current record instead of a stale or modeled snapshot.

Behind 49271's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49271 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.