ZIP 49271 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49271 (Hillsdale County, Michigan) at a minimal 11/100 for overall property distress. The latent-versus-live split is 24/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (24/100), construction/permit lag (13/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 12% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,060 housing units. The poverty rate is 17.4% — high, a tax-stress and distress correlate. At $52,870, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 26/100. Around 16% of adults hold a bachelor's degree or higher. The typical home is worth about $147,300 (2.7× income, relatively affordable). Around 20% of renters are cost-burdened. 82% of housing is owner-occupied. The vacancy rate is 11.3% — elevated. About 2,354 people live here, median age 40.

Net-net, 49271 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.