Hillsdale County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hillsdale County, MI distress report, 2026: 19 ZIPs scored in Hillsdale, MI, Hillsdale, MI average 15/100; the top Hillsdale, MI ZIP is 49082 at 17/100; Hillsdale, MI market phase peak, Hillsdale, MI prices +4.2% year over year.
- Hillsdale, MI ranks #2,770 nationally (opportunity index); Hillsdale, MI #80 in Michigan; Hillsdale, MI index 24.6.
- Hillsdale, MI: no CFPB county sample; Hillsdale, MI non-metro area reading 1.0%.
- Hillsdale, MI ZIP phases: 18 peak, 1 expansion.
- Hillsdale, MI residential listings tracked: 5 across 13 ZIPs; Hillsdale, MI candidate listings 1.
- Hillsdale, MI HUD assisted properties: 3 with 176 units.
- Hillsdale, MI lenders on watch: 3; largest Hillsdale, MI footprint County National Bank (5 branches).
- Hillsdale, MI most distressed ZIP: 49082 at 17/100.
Hillsdale, MI figures: DLRadar distress index; Hillsdale, MI inputs: CFPB, FHFA, HUD, FDIC; Hillsdale, MI rebuilt as sources refresh.
| Rank | Hillsdale, MI ZIP | Score |
|---|---|---|
| 1 | 49082 | 17/100 |
| 2 | 49246 | 16/100 |
| 3 | 49220 | 15/100 |
| 4 | 49233 | 15/100 |
| 5 | 49247 | 15/100 |
| 6 | 49252 | 15/100 |
| 7 | 49255 | 15/100 |
| 8 | 49227 | 14/100 |
| 9 | 49232 | 14/100 |
| 10 | 49242 | 14/100 |
| 11 | 49249 | 14/100 |
| 12 | 49250 | 14/100 |
Most distressed Hillsdale, MI ZIPs (0-100, 2026)
Mortgage delinquency around Hillsdale, MI
No CFPB county sample covers Hillsdale, MI; the non-metro area reading for Hillsdale, MI: 1.0% ninety-plus; Hillsdale, MI area thirty-to-eighty-nine 2.6% (December 2025, Hillsdale, MI); Michigan overall 0.9%.
Opportunity index: Hillsdale, MI
Hillsdale, MI index 24.6, Hillsdale, MI phase weak; Hillsdale, MI primary driver vacancy, Hillsdale, MI second driver bank institutional. Hillsdale, MI components: property stress 17.5, foreclosure pressure 17.9, listing discounts 11.1, bank stress 54.9, insurance 0.0; Hillsdale, MI pulse 29.6; Hillsdale, MI capital opportunity 17.0.
ZIP market phases inside Hillsdale, MI
19 Hillsdale, MI ZIPs carry a price-cycle phase; Hillsdale, MI ZIPs by phase (Hillsdale, MI), deepest drawdown first: peak, +4.2% YoY (Hillsdale, MI): 49082, 49220, 49227, 49232, Hillsdale, MI 49242, 49247, 49255, 49258, Hillsdale, MI 49262, 49266, 49271; peak, +4.8% YoY (Hillsdale, MI): 49233; expansion, +5.7% YoY (Hillsdale, MI): 49246; peak, +4.3% YoY (Hillsdale, MI): 49249, 49250; peak, +4.5% YoY (Hillsdale, MI): 49252.
Residential listings by Hillsdale, MI ZIP
Hillsdale, MI ZIPs with the most tracked Hillsdale, MI residential listings: 49266 2 listings, 0 candidates, bank pressure 68; 49242 1 listings, 1 candidates, bank pressure 68; 49249 1 listings, 0 candidates, bank pressure 68; 49252 1 listings, 0 candidates, bank pressure 69 (Hillsdale, MI); 49227 0 listings, 0 candidates, bank pressure 68; 49232 0 listings, 0 candidates, bank pressure 68; 49250 0 listings, 0 candidates, bank pressure 68; 49258 0 listings, 0 candidates, bank pressure 68. Hillsdale, MI totals: 5 listings; Hillsdale, MI candidates 1; active ZIPs 3.
HUD assisted housing in Hillsdale, MI
3 assisted properties with 176 units sit in Hillsdale, MI; largest Hillsdale, MI properties: Hillsdale Garden Apartments (Hillsdale) 88 units, 80 assisted; Greenwood Village Phase I (Hillsdale) 48 units; Friendship Village (Litchfield) 40 units, 40 assisted in Hillsdale, MI.
Lenders with branches in Hillsdale, MI
Hillsdale, MI lenders by branch count: County National Bank (Hillsdale, MI): stress 73, 5 branches low in Hillsdale, MI; Southern Michigan Bank&Trust (Hillsdale, MI): stress 76, 1 branch elevated in Hillsdale, MI; Century Bank&Trust (Hillsdale, MI): stress 40, 1 branch low in Hillsdale, MI.
Vacancy and permits, Hillsdale, MI
3,655 of 21,515 Hillsdale, MI housing units are vacant; Hillsdale, MI permits, twelve months: 0 multifamily units in Hillsdale, MI, 110 one-to-four unit units.
Work Hillsdale, MI at the parcel level
Every Hillsdale, MI parcel carries owner and address; every Hillsdale, MI parcel carries APN; Hillsdale, MI distress scores sit on the Hillsdale, MI live board.
Hillsdale, MI figures refresh with each source.
Hillsdale, MI questions
Most distressed ZIP code in Hillsdale County, MI?
ZIP 49082 leads Hillsdale, MI at 17/100; next in Hillsdale, MI: 49246 at 16/100; the Hillsdale, MI average is 15/100.
Where does Hillsdale County, MI rank for investment opportunity?
Hillsdale, MI is #2,770 among all ranked counties, #80 in Michigan; the Hillsdale, MI driver is vacancy; Hillsdale, MI moved down 377 places.
How many mortgages are delinquent in Hillsdale County, MI?
Hillsdale, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Hillsdale, MI.
Which banks lend in Hillsdale County, MI?
3 watched lenders hold Hillsdale, MI branches; the largest Hillsdale, MI footprints are County National Bank (5), Southern Michigan Bank&Trust (1), Century Bank&Trust (1).
More on Hillsdale, MI
Hillsdale County, MI distress report: public-record figures for Hillsdale, MI; not legal advice for Hillsdale, MI; not tax or investment advice; verify every Hillsdale, MI record before acting.