ZIP 49265 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49265 (Lenawee County, Michigan) returns a low composite of 15/100. On the structural side it scores 33/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (43/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (71/100)).

The market reads peak — home values rose 4.2% year on year, and 25% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $274,900 (3.5× income, relatively affordable). There are about 2,462 housing units across 49265. Population is roughly 5,137 with a median age of 49. Households earn a median $70,020 — near the roughly $78,000 national figure. About 27% have a four-year degree. The vacancy rate is 13.7% — elevated. The poverty rate is 6.0% — low. On demographic stress specifically, 49265 scores 25/100. Owners hold 91% of homes, renters 9%. Around 19% of renters are cost-burdened.

Net-net, 49265 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 49265 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 49265's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 49265 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49265's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49265 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.