ZIP 48131 Foreclosure, Tax-Lien & Distress Report
Monroe County, Michigan · Distress market
Scored purely from public records, 48131 (Monroe County, Michigan) returns a moderate composite of 30/100. What sets it apart are the readings on structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). mortgage stress (18/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (78/100)). Structurally it carries 68/100, against 5/100 of stress already in motion.
The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, and 19% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $81,386, median income runs near typical U.S. levels. Vacancy runs 6.0%. The demographic-stress sub-score lands at 25/100. Around 29% of renters are cost-burdened. The ZIP holds roughly 3,852 housing units. Around 33% of adults hold a bachelor's degree or higher. 4.1% of residents fall below the poverty threshold. Population is roughly 8,306 with a median age of 37. The typical home is worth about $274,200 (3.0× income, relatively affordable). 69% of housing is owner-occupied.
Net-net, 48131 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48131 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 48131 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 48131 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 30/100 figure for 48131 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48131 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 48131
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
48131 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 48131, the same set carried on every parcel.
Other Monroe County ZIP codes
More distress data near 48131
Additional distress intelligence spanning Monroe County, Michigan by ZIP, county and state.
Unlock parcel-level detail for ZIP 48131
See who owns each distressed property in 48131, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology