ZIP 48131 Property Distress & Foreclosure Data

In Monroe County, Michigan, ZIP 48131 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (82/100), structural risk (73/100), institutional ownership (49/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 73/100 structural and 5/100 already moving.

The market reads expansion — home values rose 5.0% year on year, 1.0% off the recent peak, and 19% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $81,386, median income runs near typical U.S. levels. The vacancy rate is 6.0%. The demographic-stress sub-score lands at 25/100. Around 29% of renters are cost-burdened. The ZIP holds roughly 3,852 housing units. Around 33% of adults hold a bachelor's degree or higher. The poverty rate is 4.1% — low. About 8,306 people live here, median age 37. The typical home is worth about $274,200 (3.0× income, relatively affordable). 69% of housing is owner-occupied.

Net-net, 48131 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.