ZIP 48131 Foreclosure, Tax-Lien & Distress Report
Monroe County, Michigan · Distress market
Scored on a fixed 0-100 scale, 48131 (Monroe County, Michigan) returns a low composite of 29/100. What sets it apart are the readings on structural risk (63/100), construction/permit lag (61/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (84/100), FEMA disaster exposure (60/100)). Structurally it carries 63/100, against 5/100 of stress already in motion.
The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, and 19% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $81,386, median income runs near typical U.S. levels. Vacancy runs 6.0%. The demographic-stress sub-score lands at 25/100. Around 29% of renters are cost-burdened. The ZIP holds roughly 3,852 housing units. Around 33% of adults hold a bachelor's degree or higher. 4.1% of residents fall below the poverty threshold. Population is roughly 8,306 with a median age of 37. The typical home is worth about $274,200 (3.0× income, relatively affordable). 69% of housing is owner-occupied.
Net-net, 48131 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48131 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 48131 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. 48131 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 29/100 figure for 48131 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48131 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 48131
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
48131 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 48131, the same set carried on every parcel.
Other Monroe County ZIP codes
Nearest ZIP codes to 48131
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 48131
Additional distress intelligence spanning Monroe County, Michigan by ZIP, county and state.
Unlock parcel-level detail for ZIP 48131
See who owns each distressed property in 48131, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology