Lucas County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lucas County, Ohio? DLRadar grades every Lucas County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Lucas County breakdown.
- Lucas County's most distressed ZIP is 43434 at 25/100.
- 30 ZIP codes tracked in Lucas County, averaging 24/100 distress.
- Lucas County reads peak — home values up 3.0% year over year.
- Vacancy runs 10.7% across Lucas County's tracked ZIPs, with a 16.7% poverty rate.
- The typical Lucas County home is worth about $182,317 against a ~$66,464 median income.
- Lending headwind in Lucas County sits at 50/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43434 | 25/100 |
| 2 | 43528 | 25/100 |
| 3 | 43537 | 25/100 |
| 4 | 43542 | 25/100 |
| 5 | 43547 | 25/100 |
| 6 | 43560 | 25/100 |
| 7 | 43566 | 25/100 |
| 8 | 43571 | 25/100 |
| 9 | 43604 | 25/100 |
| 10 | 43605 | 25/100 |
| 11 | 43606 | 25/100 |
| 12 | 43607 | 25/100 |
Most distressed ZIP codes in Lucas County (composite distress 0-100, 2026)
What is driving Lucas County distress
Lucas County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Lucas County market phase and pricing
Phase for Lucas County: peak (+3.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Lucas County
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Questions and answers
Which Lucas County ZIP scores worst for distress?
ZIP 43434 leads Lucas County at 25/100, recomputed monthly from public records.
Is Lucas County expanding or contracting?
Lucas County currently sits in peak, with values up 3.0% year on year, based on FHFA price-index trajectory.
How is the Lucas County data sourced?
Every Lucas County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 30 Lucas County ZIP codes that it runs on every other U.S. county, so Lucas County's numbers are directly comparable to any other market.
How much do distress scores vary between Lucas County ZIP codes?
One county number flattens a wide range. Across the Lucas County ZIPs DLRadar ranks, scores run from 25/100 in 43434 down to 25/100 in 43607, against a Lucas County average of 24/100. A spread of 0 points means Lucas County has to be worked ZIP by ZIP.
What do Lucas County home values and vacancy say about distressed supply?
The typical Lucas County home carries about $182,317 of value against a median household income near $66,464. Vacancy across Lucas County's tracked ZIPs runs 10.7% and the poverty rate is 16.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lucas County's foreclosure and tax-lien filings and its 50/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.