Lucas County, OH: Home-Insurance Distress & Forced-Sale Pressure
Lucas County, OH: 27/100 (moderate) home-insurance distress; Lucas, OH band LOW; Lucas, OH #1,710 of 3,222 counties; Lucas, OH #18 of 88 in Ohio; raw Lucas, OH 31.4; Lucas, OH coverage multiplier 0.85.
FEMA hazard, Lucas, OH: 0/100; Lucas, OH declarations, three years: none.
NFIP claims, Lucas, OH, three years: 13; Lucas, OH payouts $216,228; per Lucas, OH claim $16,633; Lucas, OH claim-stress 78/100.
Lucas, OH monthly score rose, 22 (March 2026) to 27 (October 2026); Lucas, OH by month: March 22, April 22, May 22, June 22 (Lucas, OH), July 22, August 22, September 22, October 27.
Lucas, OH components: NFIP claims 78; Lucas, OH retreat index 27; Lucas, OH climate multiplier 0.85.
Construction distress, Lucas, OH: 67/100 as of August 2026 (Lucas, OH: 60/100 one-to-four unit, 98/100 multifamily).
Lucas, OH ZIPs, June 2026 (Lucas, OH, 16 highest): score 0 (Lucas, OH), climate 92 (Lucas, OH): 43434, 43528, 43537, 43542, Lucas, OH 43547, 43560, 43566, 43571, Lucas, OH 43604, 43605, 43606, 43607, Lucas, OH 43608, 43609, 43610, 43611.
DLRadar rescores Lucas, OH monthly; Lucas, OH readings join Lucas, OH foreclosure, lien and ownership parcels (Lucas, OH), so cost-squeezed Lucas, OH owners surface before listing.
Inside Ohio, Lucas County ranks 18th of 88 counties for home-insurance distress at 27/100; Clark County (27/100) sits just above Lucas County, and Montgomery County (27/100) sits just below Lucas County.
Deterministic. Every Lucas County, OH signal traces to a public Lucas dataset (FEMA, NFIP, Census for Lucas, OH) · how insurance distress works in Lucas, OH · methodology
FAQ: Lucas County, OH insurance distress
What is the Lucas County, OH home-insurance-distress score?
Lucas, OH: 27/100 (LOW), #1,710 of 3,222, #18 in Ohio. FEMA hazard, Lucas, OH: 0/100; NFIP stress, Lucas, OH: 78/100; construction, Lucas, OH: 67/100; Lucas, OH rescores monthly.
Is Lucas County insurance distress getting better or worse (OH)?
Lucas, OH: 22 in March 2026; Lucas, OH: 27 in October 2026 (worse); Lucas, OH NFIP claims score 78.
How many flood-insurance claims has Lucas County, OH had?
Lucas, OH: 13 NFIP claims, three years; Lucas, OH paid $216,228; per Lucas, OH claim $16,633; carriers reprice Lucas, OH against that record.
Which Lucas County ZIP codes carry the most insurance distress (OH)?
Lucas, OH, June 2026: 43434 at 0, 43528 at 0, 43537 at 0, 43542 at 0; Lucas, OH climate scores there: 92, 92, 92, 92.
Why does Lucas, OH insurance distress create sellers?
A Lucas, OH premium outruns the Lucas, OH budget; a carrier leaves Lucas, OH; Lucas, OH carrying cost passes plan; Lucas, OH owners sell while current; Lucas, OH insurance distress leads Lucas, OH foreclosure data.