Ottawa County, OH: Foreclosures, Tax Liens & Distressed Properties

Ottawa County, OH, Ohio: 20 ZIP codes scored, Ottawa County, OH averaging 16/100 (low, Ottawa, OH), from 15 to 23. Ottawa County, OH is in its expansion phase (Ottawa, OH confidence 53/100): Ottawa, OH home prices up 5.9% (Ottawa, OH) over twelve months. Ottawa County, OH lender headwind: 78/100.

Highest-scoring Ottawa County, OH ZIPs: 43412 (23/100), 43447 (21/100), 43420 (18/100), 43445 (18/100), 43442 (17/100), 43469 (17/100). Also scored in Ottawa County, OH: 43430, 43408, 43416, 43432, 43433, 43436, 43439, 43440, 43446, 43449.

Across Ottawa County, OH's scored ZIPs: median home value $217,531, household income $72,655, 21.4% vacancy, 7.9% poverty, 88% owner-occupied, median age 47.0.

Ottawa County, OH insurance distress 25/100 (#1,881 in the US); FEMA hazard 0/100 for Ottawa, OH; 7 Ottawa, OH NFIP flood claims, $123K paid; Ottawa, OH construction distress 5/100.

11 banks with 20 branches lend in Ottawa County, OH; Ottawa, OH weighted bank stress 69/100, highest 91/100 in Ottawa, OH.

Ottawa County, OH unemployment 3.6% (Ottawa, OH -3.6 pts, six months); 197 new housing units permitted in Ottawa County, OH over twelve months, Ottawa, OH up 52% from 130; Ottawa, OH home prices +9.6% a year (Ottawa, OH) over three years.

28,911 housing units in Ottawa County, OH; 2,968 Ottawa, OH renter households; 38% of Ottawa, OH renters spend 30%+ of income on rent, 17% (Ottawa, OH) half or more.

Ottawa County, OH ranks #2,346 nationally on the opportunity index (Ottawa, OH, among all ranked counties); Ottawa, OH scores 26.5/100 and Ottawa, OH sits #38 inside Ohio. Ottawa, OH is in the weak opportunity phase; Ottawa, OH's primary driver is vacancy, Ottawa, OH second driver bank institutional; Ottawa, OH moved down 339 places. 2 short-sale listings across Ottawa, OH; 73 days on market observed in Ottawa, OH; 27.0% vacancy over 20 Ottawa, OH ZIPs.

No CFPB county sample covers Ottawa County, OH. The metro area reading for Ottawa, OH (Sandusky, OH): 0.9% ninety-plus days late; Ottawa, OH's thirty-to-eighty-nine share is 2.3% (Ottawa, OH, December 2025 data); Ohio overall 1.0%.

Ottawa County, OH has 9 watched banks; 9 Ottawa, OH banks sit in an elevated band. Ottawa, OH footprints: Genoa Banking Co (3 branches, stress 83) in Ottawa, OH; First Nb Of Bellevue (3 branches, stress 78) in Ottawa, OH; Croghan Colonial Bank (3 branches, stress 67) in Ottawa, OH.

HUD lists 7 assisted multifamily properties in Ottawa County, OH with 237 units; 237 Ottawa, OH units are assisted, 2 Ottawa, OH properties under project-based Section 8.

10,407 of the 28,911 housing units in Ottawa, OH sit vacant. Ottawa County, OH permitted 24 multifamily units in twelve months; Ottawa, OH's one-to-four unit structures added 173 units in Ottawa County, OH.