ZIP 43445 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Ohio · Affordable market
Scored on a fixed 0-100 scale, 43445 (Ottawa County, Ohio) returns a low composite of 18/100. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (67/100). The pressure is most legible in structural risk (41/100), construction/permit lag (23/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). Structural risk reads 41/100 against active distress of 3/100.
The market reads expansion — home values rose 5.4% year on year, and 11% higher over three years, at 48/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $192,900 (2.2× income, relatively affordable). Owners hold 100% of homes, renters 0%. Vacancy runs 0.0%. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. There are about 387 housing units across 43445. Median household income is $87,450, above the U.S. median near $78,000. About 803 people live here, median age 52. DLRadar's demographic-stress index for the area reads 32/100.
On balance, 43445 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 43445 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 43445 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43445 can be compared directly against any other ZIP in Ottawa County, Ohio or nationwide. The score is rebuilt from public data as it updates, so 43445 reflects the current record instead of a stale or modeled snapshot.
The 18/100 for 43445 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 43445 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 43445
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 43445 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 43445, drawn from the same report attached to each property.
Nearby ZIPs in Ottawa County
Nearest ZIP codes to 43445
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Ottawa County, Ohio
Other reports tied to Ottawa County, Ohio — ZIP, county and statewide.
The complete 43445 distress and acquisition report
The full 43445 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology