ZIP 43445 Property Distress & Foreclosure Data

Ottawa County, Ohio's ZIP 43445 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (67/100), flood (NFIP) exposure (60/100). The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. Structural risk reads 45/100 against active distress of 3/100.

The market reads expansion — home values rose 8.9% year on year, and 11% higher over three years, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 13% bachelor's-or-above. Home values center near $192,900, an affordability ratio of 2.2× — accessible. Owners hold 100% of homes, renters 0%. Vacancy runs 0.0%. 7.0% of residents fall below the poverty threshold. There are about 387 housing units across 43445. Median household income is $87,450, above the U.S. median near $78,000. About 803 people live here, median age 52. DLRadar's demographic-stress index for the area reads 20/100.

Overall 43445 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.