ZIP 43416 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 43416 (Ottawa County, Ohio) lands at 13/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The sharpest non-environmental signals are structural risk (30/100), institutional ownership (13/100), mortgage stress (11/100). mortgage stress (11/100) and construction/permit lag (2/100) stay muted. Structurally it carries 30/100, against 3/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 25% higher over three years, at 50/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 84% of homes, renters 16%. The ZIP holds roughly 1,221 housing units. About 2,843 people live here, median age 41. The vacancy rate is 6.3%. A median home runs $197,100 here, or 2.0 times local income. Rent burden reaches 38% of tenant households. Educational attainment sits at 36% bachelor's-or-above. The demographic-stress sub-score lands at 22/100. Households earn a median $86,034 — near the roughly $78,000 national figure. The poverty rate is 6.8% — low.

Overall 43416 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 43416 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 43416's 13/100 can be lined up against any neighbor in Ottawa County, Ohio or any ZIP coast to coast. Sparse data for 43416 shows as blanks, never estimates, and the score updates on every fresh public filing.

43416's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 43416 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.