ZIP 43449 Foreclosure, Tax-Lien & Distress Report

In Ottawa County, Ohio, ZIP 43449 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100), flood (NFIP) exposure (61/100). Its heaviest discrete signals: structural risk (30/100), institutional ownership (14/100), mortgage stress (12/100). On the quiet end sit mortgage stress (12/100) and construction/permit lag (1/100). On the structural side it scores 30/100, with 4/100 of stress already active.

The market reads expansion — home values rose 5.8% year on year, and 27% higher over three years, at 53/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 8,053 people live here, median age 46. Median household income is $71,496, near the U.S. median near $78,000. 80% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 25/100. The typical home is worth about $180,900 (2.4× income, relatively affordable). There are about 4,181 housing units across 43449. Around 30% of renters are cost-burdened. 8.3% of residents fall below the poverty threshold. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 23% bachelor's-or-above.

Taken together, 43449 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 43449 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 43449 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 43449 stays directly comparable to neighboring ZIPs and the rest of Ottawa County, Ohio. The score is rebuilt from public data as it updates, so 43449 reflects the current record instead of a stale or modeled snapshot.

43449's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 43449 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.