Lorain County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lorain County, Ohio? DLRadar grades every Lorain County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Lorain County breakdown.
- Lorain County's most distressed ZIP is 44001 at 19/100.
- 24 ZIP codes tracked in Lorain County, averaging 17/100 distress.
- Lorain County reads peak — home values up 3.8% year over year.
- Vacancy runs 6.5% across Lorain County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Lorain County home is worth about $243,558 against a ~$80,863 median income.
- Lending headwind in Lorain County sits at 60/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 44001 | 19/100 |
| 2 | 44011 | 19/100 |
| 3 | 44012 | 19/100 |
| 4 | 44028 | 19/100 |
| 5 | 44035 | 19/100 |
| 6 | 44039 | 19/100 |
| 7 | 44044 | 19/100 |
| 8 | 44049 | 19/100 |
| 9 | 44050 | 19/100 |
| 10 | 44052 | 19/100 |
| 11 | 44053 | 19/100 |
| 12 | 44054 | 19/100 |
Most distressed ZIP codes in Lorain County (composite distress 0-100, 2026)
What is driving Lorain County distress
Nothing here is estimated: Lorain County is scored from filings alone, and its ZIPs average 17/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lorain County market phase and pricing
DLRadar places Lorain County in peak; prices moved up 3.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Lorain County
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Questions about this county
Which ZIP code leads Lorain County on distress?
ZIP 44001 leads Lorain County at 19/100, recomputed monthly from public records.
What market phase is Lorain County in?
The market phase for Lorain County is peak, prices rising 3.8% on the year — derived from the FHFA House Price Index path.
Where does the Lorain County data come from?
Each Lorain County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 24 local ZIPs and every other county in the country.
How much do distress scores vary between Lorain County ZIP codes?
The county figure is a blend, not a description. Across the Lorain County ZIPs DLRadar ranks, scores run from 19/100 in 44001 down to 19/100 in 44054, against a Lorain County average of 17/100. That 0-point gap is why acquisition targeting in Lorain County works at ZIP level rather than county level.
What do Lorain County home values and vacancy say about distressed supply?
The typical Lorain County home carries about $243,558 of value against a median household income near $80,863. Vacancy across Lorain County's tracked ZIPs runs 6.5% and the poverty rate is 9.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Lorain County's foreclosure and lien data and its 60/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.