Amerant Bank National Assn (FDIC #22953): Bank Stress & Real-Estate Credit Exposure
Amerant Bank National Assn (FDIC Cert #22953): bank stress 74/100, elevated, STABLE over 7 days; parent AMERANT BCORP INC.
Amerant Bank National Assn (#22953) lends in 4 counties across 1 state; Amerant Bank National Assn (#22953) reaches 247 ZIP codes: Florida 4 counties, 247 ZIPs.
Amerant Bank National Assn (#22953) largest markets: Miami Dade County, FL (1,134 branches, 81 ZIPs) (#22953), Hillsborough County, FL (116 branches, 58 ZIPs) (#22953), Broward County, FL (275 branches, 55 ZIPs) (#22953), Palm Beach County, FL (159 branches, 53 ZIPs) (#22953).
Amerant Bank National Assn (#22953) reports $10.27 billion in total assets; Amerant Bank National Assn (#22953) equity $986.3 million (9.6% of Amerant Bank National Assn (#22953) assets); Amerant Bank National Assn (#22953) domestic deposits $8.36 billion; Amerant Bank National Assn (#22953) net income $44.9 million; Amerant Bank National Assn (#22953) return on assets 0.90%; Amerant Bank National Assn (#22953) return on equity 9.14%; Amerant Bank National Assn (#22953) net interest income $165.4 million; Amerant Bank National Assn (#22953) call report June 30, 2026.
Amerant Bank National Assn (#22953) noncurrent real-estate loans: none reported; Amerant Bank National Assn (#22953) net charge-offs on real estate 1.60%; Amerant Bank National Assn (#22953) multifamily charge-offs 0.17%; Amerant Bank National Assn (#22953) residential charge-offs 2.14%.
Amerant Bank National Assn (#22953) net interest margin 3.57% against an eight-quarter Amerant Bank National Assn (#22953) average of 3.73% (Amerant Bank National Assn (#22953) compression 0.17 points); Amerant Bank National Assn (#22953) non-residential real estate 213.7% of equity; Amerant Bank National Assn (#22953) rate-exposure score 40/100, Amerant Bank National Assn (#22953) fixed-rate trap 40/100; Amerant Bank National Assn (#22953) risk type credit driven; Amerant Bank National Assn (#22953) rate regime rates elevated, Amerant Bank National Assn (#22953) snapshot October 19, 2026.
Amerant Bank National Assn (#22953) stress score moved from 71.8 on June 22, 2026 to 73.9 on October 20, 2026; Amerant Bank National Assn (#22953) ranged 71.8 to 73.9 over 117 snapshots.
Amerant Bank National Assn (#22953) alerts: 4 counties; top Amerant Bank National Assn (#22953) alert scores: Fort Lauderdale County, FL 23 (low); Miami Beach County, FL 23 (low); Tampa County, FL 23 (low); West Palm Beach County, FL 23 (low).