Amerasia Bank (FDIC #27267): Bank Stress & Real-Estate Credit Exposure
Amerasia Bank (FDIC Cert #27267): bank stress 38/100, contained, STABLE over 7 days.
Amerasia Bank (#27267) lends in 4 counties across 2 states; Amerasia Bank (#27267) reaches 253 ZIP codes: Florida 3 counties, 185 ZIPs; New York 1 county, 68 ZIPs.
Amerasia Bank (#27267) largest markets: Miami Dade County, FL (243 branches, 81 ZIPs) (#27267), Queens County, NY (204 branches, 68 ZIPs) (#27267), Broward County, FL (55 branches, 55 ZIPs) (#27267), Orange County, FL (49 branches, 49 ZIPs) (#27267).
Amerasia Bank (#27267) reports $1.08 billion in total assets; Amerasia Bank (#27267) equity $160.8 million (14.8% of Amerasia Bank (#27267) assets); Amerasia Bank (#27267) domestic deposits $914.0 million; Amerasia Bank (#27267) net income $9.3 million; Amerasia Bank (#27267) return on assets 1.79%; Amerasia Bank (#27267) return on equity 11.91%; Amerasia Bank (#27267) net interest income $21.7 million; Amerasia Bank (#27267) call report June 30, 2026.
Amerasia Bank (#27267) noncurrent real-estate loans 0.02% of its book; Amerasia Bank (#27267) residential 0.04%; Amerasia Bank (#27267) net charge-offs on real estate 1.64%; Amerasia Bank (#27267) multifamily charge-offs 3.76%; Amerasia Bank (#27267) residential charge-offs 1.45%.
Amerasia Bank (#27267) net interest margin 4.39% against an eight-quarter Amerasia Bank (#27267) average of 4.51% (Amerasia Bank (#27267) compression 0.12 points); Amerasia Bank (#27267) real-estate loans 2.3% of equity; Amerasia Bank (#27267) non-residential real estate 145.3% of equity; Amerasia Bank (#27267) rate-exposure score 40/100, Amerasia Bank (#27267) fixed-rate trap 40/100; Amerasia Bank (#27267) risk type rate trapped; Amerasia Bank (#27267) rate regime rates elevated, Amerasia Bank (#27267) snapshot October 19, 2026.
Amerasia Bank (#27267) stress score moved from 33.5 on June 22, 2026 to 37.8 on October 19, 2026; Amerasia Bank (#27267) ranged 33.5 to 37.8 over 116 snapshots.
Amerasia Bank (#27267) alerts: 4 counties; top Amerasia Bank (#27267) alert scores: Flushing County, NY 18 (low); Fort Lauderdale County, NY 18 (low); Miami County, NY 18 (low); Orlando County, NY 18 (low).