New York Bank Stress by County

New York reads above the national norm for bank stress, a 65/100 county average, 8th of 52.

180 banks lend across 62 New York counties.

37 of New York's 62 counties score 65+, peaking at 100/100.

Most stressed in New York: Essex County 75/100, Herkimer County 73/100, Ulster County 73/100, Wayne County 72/100, Greene County 72/100.

127 banks are chartered in New York with $2304.2 billion in New York assets; 9 New York banks reported a net loss (New York) on the latest call report; 47 banks on New York alerts score 70 or higher; 270 New York counties carry a bank area-distress alert.

Largest New York-chartered banks by assets: Goldman Sachs Bank Usa $758.8 billion (stress 74); Bank Of New York Mellon $425.1 billion (stress 74); Morgan Stanley Private Bk Na $250.4 billion (stress 78) in New York; Manufacturers&Traders Tr Co $218.8 billion (stress 52); Flagstar Bank National Assn $87.7 billion (stress 90).

Reading the New York bank figures: a New York bank's stress score comes from its own New York FDIC call report (capital, earnings, New York real-estate loan concentration), so 9 loss-making New York charters and 47 New York banks at 70 or higher are read from New York filings directly; the New York county pages map each lender's New York branches to the New York counties it exposes.