Suffolk County, NY: Foreclosures, Tax Liens & Distressed Properties
Suffolk County, NY, New York: 109 ZIP codes scored, Suffolk County, NY averaging 32/100 (moderate, Suffolk, NY), from 31 to 32. Suffolk County, NY is in its peak phase (Suffolk, NY confidence 36/100): Suffolk, NY home prices up 4.9% (Suffolk, NY) over twelve months. Suffolk County, NY lender headwind: 61/100.
Highest-scoring Suffolk County, NY ZIPs: 06390 (32/100), 11701 (32/100), 11702 (32/100), 11703 (32/100), 11704 (32/100), 11705 (32/100). Also scored in Suffolk County, NY: 11706, 11713, 11715, 11716, 11717, 11718, 11719, 11720, 11721, 11722.
Across Suffolk County, NY's scored ZIPs: median home value $754,101, household income $133,094, 20.2% vacancy, 6.2% poverty, 82% owner-occupied, median age 45.2.
Suffolk County, NY insurance distress 70/100 (#641 in the US); FEMA hazard 52/100 for Suffolk, NY; 4 federal disaster declarations in Suffolk County, NY since 2023; 543 Suffolk, NY NFIP flood claims, $24.8M paid; Suffolk, NY construction distress 54/100.
22 banks with 306 branches lend in Suffolk County, NY; Suffolk, NY weighted bank stress 65/100, highest 90/100 in Suffolk, NY.
Suffolk County, NY unemployment 4.1% (Suffolk, NY -0.4 pts, six months); 1,119 new housing units permitted in Suffolk County, NY over twelve months, Suffolk, NY down 4% from 1,171; Suffolk, NY home prices +9.9% a year (Suffolk, NY) over three years.
580,772 housing units in Suffolk County, NY; 92,649 Suffolk, NY renter households; 54% of Suffolk, NY renters spend 30%+ of income on rent, 31% (Suffolk, NY) half or more.
Suffolk County, NY ranks #747 nationally on the opportunity index (Suffolk, NY, among all ranked counties); Suffolk, NY scores 32.2/100 and Suffolk, NY sits #9 inside New York. Suffolk, NY is in the watchlist opportunity phase; Suffolk, NY's primary driver is bank institutional, Suffolk, NY second driver construction; Suffolk, NY moved down 18 places. 84 short-sale listings across Suffolk, NY; 79 days on market observed in Suffolk, NY; 8.4% vacancy over 109 Suffolk, NY ZIPs.
1.0% of Suffolk County, NY mortgages were ninety-plus days late in December 2025; Suffolk, NY's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Suffolk, NY's ninety-day rate is up 0.1 points on twelve months earlier; the Suffolk, NY peak since 2008 was 6.6% in January 2012; New York overall reads 1.0%.
Suffolk County, NY has 8 watched banks; 8 Suffolk, NY banks sit in an elevated band. Suffolk, NY footprints: Manufacturers&Traders Tr Co (36 branches, stress 52) in Suffolk, NY; Dime Commercial Bank (27 branches, stress 66) in Suffolk, NY; Flagstar Bank National Assn (16 branches, stress 90) in Suffolk, NY.
HUD lists 55 assisted multifamily properties in Suffolk County, NY with 1,694 units; 1,464 Suffolk, NY units are assisted, 5 Suffolk, NY properties under project-based Section 8.
68,207 of the 580,772 housing units in Suffolk, NY sit vacant. Suffolk County, NY permitted 220 multifamily units in twelve months; Suffolk, NY's one-to-four unit structures added 899 units in Suffolk County, NY.