Savannah Bank National Assn (FDIC #14619): Bank Stress & Real-Estate Credit Exposure
Savannah Bank National Assn (FDIC Cert #14619): bank stress 86/100, severe, STABLE over 7 days.
Savannah Bank National Assn (#14619) lends in 3 counties across 1 state; Savannah Bank National Assn (#14619) reaches 58 ZIP codes: New York 3 counties, 58 ZIPs.
Savannah Bank National Assn (#14619) largest markets: Cayuga County, NY (78 branches, 26 ZIPs) (#14619), Wayne County, NY (22 branches, 22 ZIPs) (#14619), Seneca County, NY (15 branches, 15 ZIPs) (#14619).
Savannah Bank National Assn (#14619) reports $187.2 million in total assets; Savannah Bank National Assn (#14619) equity $14.0 million (7.5% of Savannah Bank National Assn (#14619) assets); Savannah Bank National Assn (#14619) domestic deposits $170.3 million; Savannah Bank National Assn (#14619) net income $630,000; Savannah Bank National Assn (#14619) return on assets 0.66%; Savannah Bank National Assn (#14619) return on equity 9.03%; Savannah Bank National Assn (#14619) net interest income $2.9 million; Savannah Bank National Assn (#14619) call report June 30, 2026.
Savannah Bank National Assn (#14619) noncurrent real-estate loans: none reported; Savannah Bank National Assn (#14619) residential -0.19%; Savannah Bank National Assn (#14619) net charge-offs on real estate 0.27%.
Savannah Bank National Assn (#14619) net interest margin 3.14% against an eight-quarter Savannah Bank National Assn (#14619) average of 2.95% (Savannah Bank National Assn (#14619) compression -0.19 points); Savannah Bank National Assn (#14619) rate-exposure score 40/100, Savannah Bank National Assn (#14619) fixed-rate trap 40/100; Savannah Bank National Assn (#14619) risk type credit driven; Savannah Bank National Assn (#14619) rate regime rates elevated, Savannah Bank National Assn (#14619) snapshot October 19, 2026.
Savannah Bank National Assn (#14619) stress score moved from 91.2 on June 22, 2026 to 86.1 on October 20, 2026; Savannah Bank National Assn (#14619) ranged 86.1 to 91.2 over 117 snapshots.
Savannah Bank National Assn (#14619) alerts: 3 counties; top Savannah Bank National Assn (#14619) alert scores: Port Byron County, NY 29 (low); Savannah County, NY 29 (low); Waterloo County, NY 29 (low).