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Seneca County, NY: Foreclosures, Tax Liens & Distressed Properties

Seneca County, NY, New York: 15 ZIP codes scored, Seneca County, NY averaging 13/100 (minimal, Seneca, NY), from 8 to 23. Seneca County, NY is in its peak phase (Seneca, NY confidence 36/100): Seneca, NY home prices up 4.9% (Seneca, NY) over twelve months. Seneca County, NY lender headwind: 63/100.

Highest-scoring Seneca County, NY ZIPs: 14532 (23/100), 14456 (22/100), 13146 (13/100), 14433 (13/100), 14489 (13/100), 14886 (12/100). Also scored in Seneca County, NY: 13065, 13148, 13165, 14521, 14541, 14588, 14847, 14860, 14841.

Across Seneca County, NY's scored ZIPs: median home value $174,038, household income $69,338, 15.7% vacancy, 15.2% poverty, 76% owner-occupied, median age 40.5.

Seneca County, NY insurance distress 5/100 (#2,473 in the US); FEMA hazard 0/100 for Seneca, NY; 1 Seneca, NY NFIP flood claims; Seneca, NY construction distress 41/100.

6 banks with 8 branches lend in Seneca County, NY; Seneca, NY weighted bank stress 66/100, highest 86/100 in Seneca, NY.

Seneca County, NY unemployment 3.7% (Seneca, NY -1.3 pts, six months); 63 new housing units permitted in Seneca County, NY over twelve months, Seneca, NY up 9% from 58; Seneca, NY home prices +10.7% a year (Seneca, NY) over three years.

16,194 housing units in Seneca County, NY; 3,831 Seneca, NY renter households; 41% of Seneca, NY renters spend 30%+ of income on rent, 22% (Seneca, NY) half or more.

Seneca County, NY ranks #1,691 nationally on the opportunity index (Seneca, NY, among all ranked counties); Seneca, NY scores 28.8/100 and Seneca, NY sits #27 inside New York. Seneca, NY is in the early_signal opportunity phase; Seneca, NY's primary driver is vacancy, Seneca, NY second driver bank institutional; Seneca, NY moved up 50 places. 1 short-sale listings across Seneca, NY; 55 days on market observed in Seneca, NY; 14.1% vacancy over 15 Seneca, NY ZIPs.

No CFPB county sample covers Seneca County, NY. The non-metro area reading for Seneca, NY: 0.8% ninety-plus days late; Seneca, NY's thirty-to-eighty-nine share is 3.0% (Seneca, NY, December 2025 data); New York overall 1.0%.

Seneca County, NY has 6 watched banks; 6 Seneca, NY banks sit in an elevated band. Seneca, NY footprints: Community Bank National Assn (2 branches, stress 68) in Seneca, NY; Five Star Bank (2 branches, stress 59) in Seneca, NY; Savannah Bank National Assn (1 branch, stress 86) in Seneca, NY.

HUD lists 1 assisted multifamily property in Seneca County, NY with 40 units; 40 Seneca, NY units are assisted, 1 Seneca, NY properties under project-based Section 8.

2,588 of the 16,194 housing units in Seneca, NY sit vacant. Seneca County, NY permitted 7 multifamily units in twelve months; Seneca, NY's one-to-four unit structures added 56 units in Seneca County, NY.

Peak
Market phase
4.9%
Seneca, NY HPI YoY
0%
Drawdown
36
Seneca confidence

Most distressed ZIP codes in Seneca County

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