Alma Bank (FDIC #58424): Bank Stress & Real-Estate Credit Exposure
Alma Bank (FDIC Cert #58424): bank stress 77/100, severe, STABLE over 7 days.
Alma Bank (#58424) lends in 7 counties across 2 states; Alma Bank (#58424) reaches 368 ZIP codes: New York 5 counties, 270 ZIPs; New Jersey 2 counties, 98 ZIPs.
Alma Bank (#58424) largest markets: Nassau County, NY (70 branches, 70 ZIPs) (#58424), New York County, NY (70 branches, 70 ZIPs) (#58424), Queens County, NY (272 branches, 68 ZIPs) (#58424), Bergen County, NJ (132 branches, 66 ZIPs) (#58424), Kings County, NY (120 branches, 40 ZIPs) (#58424), Passaic County, NJ (33 branches, 33 ZIPs) (#58424).
Alma Bank (#58424) reports $1.60 billion in total assets; Alma Bank (#58424) equity $159.6 million (10.0% of Alma Bank (#58424) assets); Alma Bank (#58424) domestic deposits $1.34 billion; Alma Bank (#58424) net income $5.2 million; Alma Bank (#58424) return on assets 0.66%; Alma Bank (#58424) return on equity 6.56%; Alma Bank (#58424) net interest income $27.7 million; Alma Bank (#58424) call report June 30, 2026.
Alma Bank (#58424) noncurrent real-estate loans 0.17% of its book; Alma Bank (#58424) residential 0.23%; Alma Bank (#58424) net charge-offs on real estate 0.57%; Alma Bank (#58424) multifamily charge-offs 0.55%; Alma Bank (#58424) residential charge-offs 0.03%.
Alma Bank (#58424) net interest margin 3.72% against an eight-quarter Alma Bank (#58424) average of 3.24% (Alma Bank (#58424) compression -0.48 points); Alma Bank (#58424) real-estate loans 16.7% of equity; Alma Bank (#58424) non-residential real estate 2.6% of equity; Alma Bank (#58424) rate-exposure score 40/100, Alma Bank (#58424) fixed-rate trap 40/100; Alma Bank (#58424) risk type credit driven; Alma Bank (#58424) rate regime rates elevated, Alma Bank (#58424) snapshot October 19, 2026.
Alma Bank (#58424) stress score moved from 76.1 on June 22, 2026 to 77.4 on October 20, 2026; Alma Bank (#58424) ranged 76.1 to 77.4 over 117 snapshots.
Alma Bank (#58424) alerts: 7 counties; top Alma Bank (#58424) alert scores: Bronx County, NY 48 (moderate); New York County, NY 46 (moderate); Brooklyn County, NY 26 (low); Clifton County, NY 26 (low); Flushing County, NY 26 (low).